Trading tool · Tokenized US stocks

Tokenized stock fee estimator

If you want to buy tokenized US stocks (the tokens tracking Tesla, Nvidia, and so on), there are two common routes with completely different cost structures. One is bStocks, buying and selling with USDT on Binance spot, charged at Binance's standard spot fee rate, which is 0.1% for regular users (the same for Maker and Taker, per the Binance fee schedule, checked 2026-10-27). Binance sometimes runs limited-time fee promotions, so check its current announcements and the order page for the rate that applies. The other is xStocks, a swap on the Solana chain through a Web3 wallet, where you pay on-chain gas and swap slippage. Enter your trade size and this tool instantly shows roughly how much each route costs and which is cheaper. Fees and promo rules change, so go by what Binance and the wallet show live.

Enter this purchase

Trade size The amount to buy (USDT)

bStocks fee rate In %, as shown on the Binance order page

The default 0.1% is the Binance spot rate for a regular account, the same for Maker and Taker. If your VIP tier differs, or Binance is running a limited-time fee promotion, enter that rate here instead; the current Binance announcement is what counts.

xStocks on-chain gas estimate Total cost of one swap: network fee plus slippage from your wallet quote, in USD

The default $0.30 is an example assumption that covers the network fee only, with no slippage in it. Swap slippage rises with trade size and pool depth, so estimate it separately for large trades; add up the network fee and slippage from your wallet quote and enter the total here.

Cost gap between the routes Sample result

Gap$4.70

This is a sample result, based on a $5,000 trade, a 0.1% fee rate and $0.30 gas. The gas figure has no slippage in it, so this does not show which route is cheaper. Replace the gas figure with your wallet quote (network fee plus slippage) to see a conclusion here.

bStocks · Binance spot

$5.00

Fee rate 0.1% · buy with USDT

xStocks · wallet swap

$0.30

Sample gas $0.30 · slippage not counted

Cost comparison of the two routes (longer bar means higher cost)

bStocks cost xStocks cost

How to use it

Under Trade size, enter how much you're buying (priced in USDT). The larger the amount, the more the percentage-fee route (bStocks) costs; the smaller the amount, the more the fixed gas route weighs in.
Check the bStocks fee rate. It defaults to 0.1%, the spot rate for a regular account. If your VIP tier is different, or a current Binance announcement lists a limited-time fee promotion, change it to the rate your order page actually shows. Then change the xStocks on-chain gas estimate to the actual quote (including slippage) you see in your wallet.
The result panel computes each route's cost, marks which is cheaper and by how much, and the comparison bar below shows the cost levels visually. Note that cost is only one dimension, you also have to weigh whether you want self-custody, how convenient USDT is, and so on.

A few common questions

What's the difference between bStocks and xStocks?

bStocks are tokenized US stocks bought and sold with USDT on Binance spot, the experience just like buying crypto, priced on the spot fee schedule; Binance sometimes runs limited-time fee promotions, and its current announcements and order page decide the rate. xStocks are tokens swapped on the Solana chain through a Web3 wallet, where you pay on-chain gas and slippage, and the assets held in your own wallet. The two emphasize different things, and fees and promos go by the official pages in real time.

Why does the conclusion change when the amount changes?

Because the two routes have different cost structures: bStocks is charged as a percentage of the trade (the larger the amount, the more the fee), while the xStocks on-chain network fee is closer to a fixed amount (largely independent of size), but swap slippage rises with trade size and pool depth, so estimate it separately for large trades. So at small amounts the fixed gas looks like a big share; at large amounts the bStocks percentage fee grows, and so does xStocks slippage. Enter your real amount and wallet quote to see it clearly. If a limited-time Binance promotion puts the rate below 0.1%, type that rate into the fee box: the bStocks cost drops with it, and the answer may flip.

Can the numbers here count as the actual cost?

This is an estimator to help you build a sense of scale. The real cost is also affected by the current fee promo, VIP tier, Solana network congestion, swap slippage, price moves, and more. Before placing an order, go by the fees shown on the Binance trade page and the wallet swap quote. Tokenized US stocks are a relatively new product, so understand the rules and risks before taking part.

No Binance account yet? The sign-up and verification steps are in this guide. Read the Binance sign-up and verification guide →

bStocks follow the Binance spot fee schedule, and this tool defaults to the regular-account rate of 0.1%; VIP-tier rates and limited-time fee promotions go by Binance's current announcements and order page, and may change with policy; the xStocks Solana on-chain gas and swap slippage change in real time with the network and pool depth. This tool is an educational estimate to help beginners build a feel for costs, and is not investment advice.